High-Risk Merchant Accounts
Get Approved.
Get Paid.
Grow with Confidence.
If your business has been labeled “high-risk,” getting approved for a merchant account can feel like hitting a wall. At Aligned Business Solutions, we specialize in helping high-risk merchants secure reliable payment processing without the runaround.
Whether you’re in a regulated industry, have had chargeback issues, or you’re simply scaling faster than traditional processors can handle, our expert team is here to get you the right solutions with real support.
Our High-Risk Payment Solutions Include:
- Secure Credit Card Processing (online, in-store, mobile, or over the phone)
- Chargeback Mitigation Tools
- Recurring & Subscription Billing
e-Commerce Gateways with Fraud Protection - Multi-MID and Load Balancing Options
- ACH and eCheck Processing
What Is a High-Risk Merchant Account?
A high-risk merchant account is designed for businesses that are more prone to chargebacks, take large deposits, operate in regulated industries, or have higher-than-average transaction volumes. These accounts require more sophisticated underwriting and risk management—but that doesn’t mean your business doesn’t deserve to thrive.
Industries we serve include:
- CBD and nutraceuticals
- Online coaching and info products
- Subscription services and continuity billing
- Travel, ticketing, and event businesses
- Firearms and tactical gear
- Credit repair and financial services
- Adult, vape, and other regulated sectors
Why Choose
Aligned Business Solutions
for High-Risk Business?
- Specialized High-Risk Expertise
We understand the unique needs and compliance challenges of high-risk businesses. - Dedicated Underwriting Support
We work directly with underwriting teams to build a strong, complete application—and increase your chances of approval. - Chargeback Prevention & Dispute Management
Stay ahead of risk with tools that help monitor, prevent, and manage chargebacks. - Flexible Banking Relationships
We work with multiple processors and sponsor banks to find the right fit for your business.
Real Solutions for Real-World Businesses
If your business has been declined, shut down, or forced to jump from processor to processor—we’re here to help you build a stable, scalable foundation for growth.
Let Aligned Business Solutions turn “high-risk” into high potential.
Talk to a real expert today and find out what’s possible. We’ll walk you through the process, help prepare your application, and find the solution that fits your business.